Emergency Fire Preparation
How to Prepare for a
House Fire or a Wildfire
There are two kinds of fires that require emergency preparation.
Everyone needs to be prepared for house fires, and some people need to prepare
for wild fires.
The best preparation for a house fire is prevention. Your house should
be clear of fire hazards. See
Prevention in the Home for information to make your home as safe
as possible from fire hazards.
The thing to be aware of is that when fire breaks out in a home, people
become hysterical. Mothers have been known to run out of the home without
their children. You must prepare yourself for a fire so that you will
remain calm. You must get out of the home, make sure your family is out,
and call the fire department at a neighbor's home or from your cell phone.
In case you do have a fire, every family member must know what to do.
Our children are taught to "Stop, drop and roll" if their clothing catches fire.
Your family must have an emergency evacuation plan from your house, and a
designated meeting place so that heads can be counted. Second story bedrooms
should have chain, rope, or other emergency evacuation ladders.
The most important thing in a house fire is to get everyone out safe.
However, it is also important to have fire extinguishers available to put out
small kitchen fires.
If your house is destroyed, one of the hardest things to put back together
are your financial records. I believe in keeping a
Financial Notebook, and keeping a backup of it online. This is
probably the most important thing you can do to make life easier after a fire.
Taking pictures of your possessions, either with a camera or video recorder,
will help document insurance claims. It is impossible to remember all the
items in your home. Pictures help jog your memory.
Small fire safes kept in the home will protect household inventories
and other important documents.
You are going to have leave your house after a fire, but depending on how
much damage was done
, you may be able to take several items out of the house
HERE ARE SOME OF THE THING YOU MAY WANT TO PRIORITIZE WHEN LEAVING YOUR HOME.
Medications and Financial Records
3 Day Kits
Bug Out Bags -
Your 3 days kit will give you everything you need to survive for 3 days
while you get your thoughts in order and start purchasing necessary
House fires are covered under your homeowner policy.
Unless the case of the fire is suspect, you may be offered an advance payment
for your additional living expense. Eventually your insurance will cover
both the repairs of the house, and the damaged contents. Your insurance will
also help cover additional living expenses. Be aware that if the bank has
a mortgage on your home, the payment to rebuild or repair the home will have
both your name and the name of the bank on it.
Above is a picture of a home that was destroyed by a wild fire. As you
can see, all that is left standing is the chimney.
If you live in a location that is at risk for wild fires, you need to special
attention to everything written above. You should always keep your tank of
gas half full, and know several evacuation routes from your home.
Your emergency 3 day supply kit should be kept in a more convenient location
in your home, and you need to have a designated meeting area away from your
Wild fires are covered under your homeowner policy.
Again, your insurance will also help cover additional living expenses. Be
aware that if the bank has a mortgage on your home, the payment to rebuild or
repair the home will have both your name and the name of the bank on it.